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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,673 | $162,785-14.2% | $133,959+4.3% | $158,950-12.1% |
| Participation rate | 92.3% | 83.2%+9.1pp | 79.8%+12.5pp | 82.0%+10.3pp |
| Annual return | 17.08% | 41.94%-24.9pp | 45.09%-28.0pp | 302.91%-285.8pp |
| Employer contribution / active EE | $2,248 | $4,975-54.8% | $3,919-42.6% | $4,762-52.8% |
| Participant deferral / active EE | $6,580 | $5,910+11.3% | $5,047+30.4% | $5,983+10.0% |
| Admin fee / account holder | $5,379 | $11,738-54.2% | $8,928-39.8% | $11,248-52.2% |