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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,935 | $202,342-21.5% | $172,753-8.0% | $152,909+3.9% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 21.30% | 1029.88%-1008.6pp | 803.00%-781.7pp | 345.46%-324.2pp |
| Employer contribution / active EE | $2,101 | $5,857-64.1% | $5,144-59.2% | $4,764-55.9% |
| Participant deferral / active EE | $7,073 | $5,948+18.9% | $5,198+36.1% | $5,851+20.9% |
| Admin fee / account holder | $4,900 | $17,112-71.4% | $13,956-64.9% | $11,601-57.8% |