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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $158,935 | $202,326-21.4% | $172,745-8.0% | $152,870+4.0% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.4%+17.6pp |
| Annual return | 21.30% | 1029.72%-1008.4pp | 802.90%-781.6pp | 345.34%-324.0pp |
| Employer contribution / active EE | $2,101 | $5,858-64.1% | $5,144-59.2% | $4,763-55.9% |
| Participant deferral / active EE | $7,073 | $5,948+18.9% | $5,197+36.1% | $5,850+20.9% |
| Admin fee / account holder | $4,900 | $17,110-71.4% | $13,954-64.9% | $11,597-57.7% |