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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $192,089 | $96,419+99.2% | $80,648+138.2% | $139,487+37.7% |
| Participation rate | 78.6% | 73.6%+4.9pp | 67.0%+11.6pp | 80.3%-1.8pp |
| Annual return | 23.32% | 1352.86%-1329.5pp | 937.21%-913.9pp | 373.84%-350.5pp |
| Employer contribution / active EE | $2,118 | $3,261-35.1% | $2,724-22.2% | $4,755-55.5% |
| Participant deferral / active EE | $7,116 | $5,225+36.2% | $4,443+60.1% | $6,713+6.0% |
| Admin fee / account holder | $4,295 | $6,605-35.0% | $5,382-20.2% | $11,407-62.3% |