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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $170,103 | $114,130+49.0% | $96,192+76.8% | $167,553+1.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 14.27% | 190.07%-175.8pp | 192.09%-177.8pp | 478.89%-464.6pp |
| Employer contribution / active EE | $2,700 | $3,431-21.3% | $2,799-3.6% | $4,840-44.2% |
| Participant deferral / active EE | $9,270 | $5,198+78.3% | $4,351+113.1% | $6,343+46.2% |
| Admin fee / account holder | $907 | $6,901-86.9% | $5,539-83.6% | $12,316-92.6% |