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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,019 | $117,895-77.1% | $102,460-73.6% | $145,897-81.5% |
| Participation rate | 81.3% | 78.6%+2.6pp | 76.5%+4.7pp | 80.3%+0.9pp |
| Annual return | 12.74% | 31.92%-19.2pp | 29.47%-16.7pp | 552.29%-539.6pp |
| Employer contribution / active EE | $1,731 | $3,619-52.2% | $3,025-42.8% | $4,663-62.9% |
| Participant deferral / active EE | $1,955 | $5,736-65.9% | $5,056-61.3% | $6,689-70.8% |
| Admin fee / account holder | $3,298 | $13,353-75.3% | $9,460-65.1% | $13,390-75.4% |