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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,297 | $138,114-98.3% | $125,391-98.2% | $134,545-98.3% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -12.20% | 750.88%-763.1pp | 572.41%-584.6pp | 418.37%-430.6pp |
| Employer contribution / active EE | $1,243 | $5,246-76.3% | $4,816-74.2% | $4,742-73.8% |
| Participant deferral / active EE | $572 | $7,801-92.7% | $7,448-92.3% | $6,401-91.1% |
| Admin fee / account holder | $1,047 | $11,570-91.0% | $10,009-89.5% | $11,431-90.8% |