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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,027 | $176,105-98.3% | $159,474-98.1% | $167,536-98.2% |
| Participation rate | 92.9% | 85.0%+7.9pp | 82.8%+10.0pp | 82.1%+10.7pp |
| Annual return | 10.82% | 331.91%-321.1pp | 263.68%-252.9pp | 478.82%-468.0pp |
| Employer contribution / active EE | $1,017 | $5,299-80.8% | $4,831-78.9% | $4,839-79.0% |
| Participant deferral / active EE | $874 | $7,751-88.7% | $7,353-88.1% | $6,342-86.2% |
| Admin fee / account holder | $3,334 | $12,559-73.5% | $10,802-69.1% | $12,315-72.9% |