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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $129,254 |
CREATIVE PLANNING LLC2 years Service code 27 · EIN 84-4519624 | Advisory (Plan) | $41,397 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,479 | $81,301-88.3% | $76,030-87.5% | $200,096-95.3% |
| Participation rate | 73.0% | 70.1%+3.0pp | 69.1%+4.0pp | 72.0%+1.0pp |
| Annual return | 13.18% | 16.31%-3.1pp | 361.54%-348.4pp | 34.26%-21.1pp |
| Employer contribution / active EE | $409 | $3,352-87.8% | $2,688-84.8% | $3,038-86.5% |
| Participant deferral / active EE | $1,845 | $4,721-60.9% | $4,257-56.7% | $5,090-63.7% |
| Admin fee / account holder | $103 | $145-29.3% | $6,421-98.4% | $269-61.9% |