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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,522 | $166,131+87.5% | $164,975+88.8% | $145,877+113.6% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.66% | 100.37%-86.7pp | 70.12%-56.5pp | 551.28%-537.6pp |
| Employer contribution / active EE | $2,261 | $5,276-57.1% | $4,343-47.9% | $4,663-51.5% |
| Participant deferral / active EE | $173 | $6,962-97.5% | $6,033-97.1% | $6,691-97.4% |
| Admin fee / account holder | $1,451 | $16,648-91.3% | $12,688-88.6% | $13,402-89.2% |