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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $155,467 | $162,821-4.5% | $133,978+16.0% | $158,982-2.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 14.02% | 41.95%-27.9pp | 45.10%-31.1pp | 302.99%-289.0pp |
| Employer contribution / active EE | $12,500 | $4,976+151.2% | $3,919+219.0% | $4,763+162.4% |
| Participant deferral / active EE | $1,635 | $5,910-72.3% | $5,047-67.6% | $5,983-72.7% |
| Admin fee / account holder | $540 | $11,742-95.4% | $8,930-94.0% | $11,252-95.2% |