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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,916 | $148,623+32.5% | $135,974+44.8% | $139,466+41.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 17.60% | 79.30%-61.7pp | 68.30%-50.7pp | 373.66%-356.1pp |
| Employer contribution / active EE | $9,562 | $5,246+82.3% | $4,859+96.8% | $4,754+101.1% |
| Participant deferral / active EE | $18,894 | $8,103+133.2% | $7,760+143.5% | $6,712+181.5% |
| Admin fee / account holder | $30,306 | $12,406+144.3% | $10,767+181.5% | $11,409+165.6% |