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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $142,062 | $138,076+2.9% | $123,553+15.0% | $135,380+4.9% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.74% | 153.70%-163.4pp | 119.21%-128.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $7,519 | $5,152+46.0% | $4,628+62.5% | $4,779+57.3% |
| Participant deferral / active EE | $11,102 | $6,800+63.3% | $6,426+72.8% | $5,609+97.9% |
| Admin fee / account holder | $15,260 | $10,917+39.8% | $9,284+64.4% | $10,828+40.9% |