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| Provider | Service type | Compensation |
|---|---|---|
STANCORP FINANCIAL GROUP6 years Service code 12 · EIN 93-1253576 | Sub-transfer agency fees; Recordkeepi... | $26,627 |
Service code 27 · EIN 83-4717882 | Advisory (Plan) | $21,000 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,556 | $80,992-14.1% | $96,534-27.9% | $75,173-7.5% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.52% | 27.05%-9.5pp | 25.88%-8.4pp | 160.72%-143.2pp |
| Employer contribution / active EE | $2,201 | $2,283-3.6% | $2,965-25.8% | $2,671-17.6% |
| Participant deferral / active EE | $6,739 | $3,929+71.5% | $4,851+38.9% | $4,126+63.3% |
| Admin fee / account holder | $453 | $6,717-93.3% | $8,253-94.5% | $5,651-92.0% |