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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,253 | $64,909-47.2% | $82,312-58.4% | $62,293-45.0% |
| Participation rate | 100.0% | 74.9%+25.1pp | 76.9%+23.1pp | 69.5%+30.5pp |
| Annual return | 25.13% | 21.18%+3.9pp | 25.88%-0.8pp | 28.90%-3.8pp |
| Employer contribution / active EE | $1,283 | $1,676-23.4% | $2,428-47.1% | $2,042-37.2% |
| Participant deferral / active EE | $2,688 | $3,103-13.4% | $3,706-27.5% | $3,169-15.2% |
| Admin fee / account holder | $503 | $440+14.3% | $5,608-91.0% | $479+4.9% |