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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $105,606 | $95,453+10.6% | $112,040-5.7% | $82,448+28.1% |
| Participation rate | 98.6% | 72.8%+25.9pp | 76.5%+22.1pp | 68.1%+30.5pp |
| Annual return | 16.21% | 23.92%-7.7pp | 24.52%-8.3pp | 41.64%-25.4pp |
| Employer contribution / active EE | $2,479 | $2,318+7.0% | $2,954-16.1% | $2,551-2.8% |
| Participant deferral / active EE | $7,550 | $4,224+78.8% | $5,098+48.1% | $4,139+82.4% |
| Admin fee / account holder | $5,082 | $9,013-43.6% | $12,098-58.0% | $7,234-29.8% |