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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,128 | $140,592-82.1% | $123,105-79.6% | $125,389-80.0% |
| Participation rate | 94.7% | 88.2%+6.5pp | 86.8%+8.0pp | 83.2%+11.5pp |
| Annual return | -0.63% | 16.80%-17.4pp | 13.22%-13.8pp | 282.24%-282.9pp |
| Employer contribution / active EE | $4,787 | $6,041-20.8% | $5,151-7.1% | $4,866-1.6% |
| Participant deferral / active EE | $4,280 | $6,980-38.7% | $6,229-31.3% | $5,352-20.0% |
| Admin fee / account holder | $1,346 | $11,198-88.0% | $9,014-85.1% | $9,541-85.9% |