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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $127,914 | $64,920+97.0% | $103,693+23.4% | $86,983+47.1% |
| Participation rate | 93.1% | 63.6%+29.5pp | 72.6%+20.5pp | 69.5%+23.6pp |
| Annual return | 17.36% | 30.29%-12.9pp | 47.61%-30.3pp | 25.83%-8.5pp |
| Employer contribution / active EE | $3,299 | $2,141+54.1% | $2,920+13.0% | $2,584+27.7% |
| Participant deferral / active EE | $7,924 | $3,241+144.5% | $4,579+73.0% | $4,194+88.9% |
| Admin fee / account holder | $430 | $6,191-93.1% | $7,858-94.5% | $7,856-94.5% |