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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,905 | $100,938-18.9% | $90,461-9.5% | $158,982-48.5% |
| Participation rate | 100.0% | 75.0%+25.0pp | 72.7%+27.3pp | 82.0%+18.0pp |
| Annual return | 19.34% | 1727.20%-1707.9pp | 1294.76%-1275.4pp | 302.99%-283.6pp |
| Employer contribution / active EE | $3,114 | $3,691-15.6% | $3,264-4.6% | $4,763-34.6% |
| Participant deferral / active EE | $9,053 | $4,350+108.1% | $3,964+128.4% | $5,983+51.3% |
| Admin fee / account holder | $340 | $6,510-94.8% | $5,617-93.9% | $11,252-97.0% |