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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,042 | $102,663-36.6% | $86,216-24.6% | $139,466-53.4% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.0%+31.0pp | 80.3%+19.7pp |
| Annual return | 16.42% | 1924.52%-1908.1pp | 1169.42%-1153.0pp | 373.66%-357.2pp |
| Employer contribution / active EE | $8,046 | $3,035+165.2% | $2,382+237.9% | $4,754+69.3% |
| Participant deferral / active EE | $5,150 | $4,677+10.1% | $3,986+29.2% | $6,712-23.3% |
| Admin fee / account holder | $3,506 | $8,663-59.5% | $6,853-48.8% | $11,409-69.3% |