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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,175 | $95,917-51.9% | $79,583-42.0% | $134,545-65.7% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | -21.10% | -2.70%-18.4pp | 0.16%-21.3pp | 418.37%-439.5pp |
| Employer contribution / active EE | $4,226 | $3,129+35.1% | $2,414+75.1% | $4,742-10.9% |
| Participant deferral / active EE | $6,183 | $4,694+31.7% | $3,986+55.1% | $6,401-3.4% |
| Admin fee / account holder | $404 | $9,132-95.6% | $6,835-94.1% | $11,431-96.5% |