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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,543 | $165,381-69.4% | $149,730-66.2% | $158,966-68.2% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 19.56% | 348.29%-328.7pp | 276.70%-257.1pp | 302.95%-283.4pp |
| Employer contribution / active EE | $2,500 | $5,104-51.0% | $4,645-46.2% | $4,762-47.5% |
| Participant deferral / active EE | $4,636 | $7,182-35.4% | $6,843-32.2% | $5,983-22.5% |
| Admin fee / account holder | $963 | $10,809-91.1% | $9,310-89.7% | $11,250-91.4% |