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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $89,910 | $138,076-34.9% | $123,553-27.2% | $135,380-33.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -42.88% | 153.70%-196.6pp | 119.21%-162.1pp | 519.81%-562.7pp |
| Employer contribution / active EE | $3,095 | $5,152-39.9% | $4,628-33.1% | $4,779-35.2% |
| Participant deferral / active EE | $4,790 | $6,800-29.6% | $6,426-25.5% | $5,609-14.6% |
| Admin fee / account holder | $1,591 | $10,917-85.4% | $9,284-82.9% | $10,828-85.3% |