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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $458,115 | $160,040+186.3% | $147,096+211.4% | $145,877+214.0% |
| Participation rate | 76.2% | 84.0%-7.8pp | 82.2%-6.0pp | 80.3%-4.1pp |
| Annual return | 23.83% | 98.49%-74.7pp | 419.75%-395.9pp | 551.28%-527.5pp |
| Employer contribution / active EE | $1,033 | $5,289-80.5% | $4,936-79.1% | $4,663-77.9% |
| Participant deferral / active EE | $8,075 | $8,429-4.2% | $8,0710% | $6,691+20.7% |
| Admin fee / account holder | $3,933 | $15,050-73.9% | $13,005-69.8% | $13,402-70.7% |