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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $383,564 | $148,629+158.1% | $135,982+182.1% | $139,487+175.0% |
| Participation rate | 81.0% | 83.9%-2.9pp | 81.9%-1.0pp | 80.3%+0.6pp |
| Annual return | 16.19% | 79.33%-63.1pp | 68.32%-52.1pp | 373.84%-357.7pp |
| Employer contribution / active EE | $778 | $5,247-85.2% | $4,859-84.0% | $4,755-83.6% |
| Participant deferral / active EE | $7,261 | $8,102-10.4% | $7,760-6.4% | $6,713+8.2% |
| Admin fee / account holder | $6,143 | $12,406-50.5% | $10,767-42.9% | $11,407-46.1% |