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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,211 | $93,598+48.7% | $135,974+2.4% | $75,173+85.2% |
| Participation rate | 100.0% | 75.2%+24.8pp | 81.9%+18.1pp | 67.2%+32.8pp |
| Annual return | 15.00% | 30.89%-15.9pp | 68.30%-53.3pp | 160.72%-145.7pp |
| Employer contribution / active EE | $2,719 | $3,538-23.1% | $4,859-44.0% | $2,671+1.8% |
| Participant deferral / active EE | $8,686 | $6,405+35.6% | $7,760+11.9% | $4,126+110.5% |
| Admin fee / account holder | $7,293 | $6,978+4.5% | $10,767-32.3% | $5,651+29.1% |