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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $280,114 | $106,864+162.1% | $147,318+90.1% | $82,637+239.0% |
| Participation rate | 96.8% | 75.5%+21.3pp | 82.1%+14.7pp | 68.1%+28.7pp |
| Annual return | 18.09% | 27.49%-9.4pp | 70.43%-52.3pp | 53.51%-35.4pp |
| Employer contribution / active EE | $4,043 | $3,417+18.3% | $4,593-12.0% | $2,552+58.4% |
| Participant deferral / active EE | $11,703 | $6,496+80.2% | $7,906+48.0% | $4,126+183.6% |
| Admin fee / account holder | $93,680 | $8,415+1013.3% | $13,708+583.4% | $7,339+1176.5% |