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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,618 | $97,761-63.6% | $83,850-57.5% | $135,382-73.7% |
| Participation rate | 60.0% | 80.0%-20.0pp | 76.1%-16.1pp | 82.6%-22.6pp |
| Annual return | -8.52% | 1287.44%-1296.0pp | 850.92%-859.4pp | 519.77%-528.3pp |
| Employer contribution / active EE | $1,543 | $4,222-63.4% | $3,631-57.5% | $4,779-67.7% |
| Participant deferral / active EE | $3,493 | $4,682-25.4% | $4,082-14.4% | $5,609-37.7% |
| Admin fee / account holder | $13,116 | $6,674+96.5% | $5,478+139.4% | $10,829+21.1% |