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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $222,190 | $165,381+34.4% | $149,730+48.4% | $158,966+39.8% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 6.65% | 348.29%-341.6pp | 276.70%-270.0pp | 302.95%-296.3pp |
| Employer contribution / active EE | $8,136 | $5,104+59.4% | $4,645+75.1% | $4,762+70.8% |
| Participant deferral / active EE | $8,168 | $7,182+13.7% | $6,843+19.4% | $5,983+36.5% |
| Admin fee / account holder | $38,785 | $10,809+258.8% | $9,310+316.6% | $11,250+244.8% |