Retirement plan

ROGER BETTIS TRUCKING, INC. 401(K) PLAN

Name: ROGER BETTIS TRUCKING, INC. - ROGER BETTIS TRUCKING, INC. 401(K) PLAN (2016) Form 5500
Creator: ROGER BETTIS TRUCKING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROGER BETTIS TRUCKING, INC. 401(K) PLAN, ROGER BETTIS TRUCKING, INC.

ROGER BETTIS TRUCKING, INC.EIN 34-1723452Plan #001PY 2016

7089 ALLIANCE ROAD, P.O. BOX 396 - MALVERN, OH 446449428330-863-2111LinkedIn1-10 employeescivil engineering

Prospect flagsLow fidelity bond

How to read this page

Total assets (EOY)

$2.5M

+6.2% from 2015

Total participants

122

+4.3% from 2015

Average account balance

$26,410

-1.7% from 2015

Annual return

6.03%

+6.35 pp from 2015

Benchmarks

See 3,429 peers

Peer group

Industry48 - Transportation and Warehousing

Plan typeDefined contribution

Participants25-99

Cohort3,429 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$7.90M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$75K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

105

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

76.4%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$726K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.83%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$10

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
STIFEL NICOLAUS & CO INC1 year Filed as: STIFEL, NICOLAUS & COMPANY Service code 55 960 W STATE ST. STE 230 · ALLIANCE, OH 44601	Other Commissions	$3,758
TRINITY PENSION CONSULTANTS2+ years Filed as: TRINITY PENSION CONSULTANTS, INC. Service code 13 · EIN 20-4548831 202 MONTROSE WEST AVE. #290 · COPLEY, OH 44321	Contract Administrator	$3,067
AMERICAN FUNDS2+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT Service code 64 · EIN 95-1411037 333 SOUTH HOPE STREET · LOS ANGELES, CA 90071	Recordkeeping Fees	$2,992

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

ComplianceLow fidelity bond
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).

Expense breakdown

Schedule H Part II

Admin total

$7K

$76 / participant

Contract admin$7K100.0%

% of EOY assets

0.290%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: BOBER MARKEY FEDOROVICH
Auditor EIN: 341523030
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$26,410

$47,944-44.9%

$67,834-61.1%

$62,881-58.0%

Participation rate

70.5%

61.1%+9.5pp

68.8%+1.7pp

69.3%+1.2pp

Annual return

6.03%

11.77%-5.7pp

138.47%-132.4pp

20.14%-14.1pp

Employer contribution / active EE

$1,467

$1,562-6.1%

$2,403-38.9%

$2,281-35.7%

Participant deferral / active EE

$2,673

$2,247+19.0%

$3,160-15.4%

$3,203-16.6%

Admin fee / account holder

$77

$3,712-97.9%

$4,622-98.3%

$4,296-98.2%

Provider

Service type

Compensation

STIFEL NICOLAUS & CO INC1 year

Filed as: STIFEL, NICOLAUS & COMPANY

Service code 55

960 W STATE ST. STE 230 · ALLIANCE, OH 44601

Other Commissions

$3,758

TRINITY PENSION CONSULTANTS2+ years

Filed as: TRINITY PENSION CONSULTANTS, INC.

Service code 13 · EIN 20-4548831

202 MONTROSE WEST AVE. #290 · COPLEY, OH 44321

Contract Administrator

$3,067

AMERICAN FUNDS2+ years

Filed as: CAPITAL RESEARCH AND MANAGEMENT

Service code 64 · EIN 95-1411037

333 SOUTH HOPE STREET · LOS ANGELES, CA 90071

Recordkeeping Fees

$2,992

ROGER BETTIS TRUCKING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROGER BETTIS TRUCKING, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion