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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,762 | $65,555+9.5% | $86,216-16.8% | $75,173-4.5% |
| Participation rate | 29.0% | 60.5%-31.5pp | 69.0%-39.9pp | 67.2%-38.2pp |
| Annual return | 14.04% | 46.07%-32.0pp | 1169.42%-1155.4pp | 160.72%-146.7pp |
| Employer contribution / active EE | $1,082 | $1,553-30.3% | $2,382-54.6% | $2,671-59.5% |
| Participant deferral / active EE | $1,750 | $3,023-42.1% | $3,986-56.1% | $4,126-57.6% |
| Admin fee / account holder | $9,043 | $5,469+65.4% | $6,853+32.0% | $5,651+60.0% |