Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,069 | $71,878+3.0% | $86,698-14.6% | $68,486+8.2% |
| Participation rate | 58.1% | 72.2%-14.1pp | 76.6%-18.4pp | 67.9%-9.8pp |
| Annual return | -22.97% | 3.53%-26.5pp | 35.95%-58.9pp | -7.85%-15.1pp |
| Employer contribution / active EE | $1,431 | $2,173-34.2% | $2,837-49.6% | $2,597-44.9% |
| Participant deferral / active EE | $3,128 | $3,779-17.2% | $4,656-32.8% | $4,028-22.3% |
| Admin fee / account holder | $5,210 | $6,113-14.8% | $7,493-30.5% | $5,404-3.6% |