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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,447 | $135,956-29.1% | $123,894-22.2% | $273,972-64.8% |
| Participation rate | 66.7% | 84.1%-17.4pp | 81.4%-14.7pp | 83.0%-16.3pp |
| Annual return | 4.44% | 56.63%-52.2pp | 47.52%-43.1pp | 41.46%-37.0pp |
| Employer contribution / active EE | $5,302 | $5,170+2.6% | $4,617+14.8% | $4,869+8.9% |
| Participant deferral / active EE | $18,948 | $6,343+198.7% | $5,984+216.6% | $5,287+258.4% |
| Admin fee / account holder | $9,269 | $9,817-5.6% | $8,357+10.9% | $10,133-8.5% |