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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,008 | $64,716-76.8% | $112,258-86.6% | $68,495-78.1% |
| Participation rate | 93.5% | 67.2%+26.4pp | 75.1%+18.5pp | 67.9%+25.7pp |
| Annual return | -10.53% | -11.40%+0.9pp | 27.47%-38.0pp | -7.84%-2.7pp |
| Employer contribution / active EE | $1,598 | $2,746-41.8% | $3,636-56.0% | $2,596-38.4% |
| Participant deferral / active EE | $2,177 | $3,565-38.9% | $4,728-54.0% | $4,028-45.9% |
| Admin fee / account holder | $457 | $5,232-91.3% | $6,411-92.9% | $5,403-91.5% |