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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,069 | $72,177-22.3% | $115,037-51.3% | $59,633-6.0% |
| Participation rate | 86.8% | 72.6%+14.2pp | 81.4%+5.4pp | 68.7%+18.1pp |
| Annual return | 0.60% | 12.02%-11.4pp | 26.14%-25.5pp | 2041.40%-2040.8pp |
| Employer contribution / active EE | $248 | $2,841-91.3% | $4,608-94.6% | $2,203-88.7% |
| Participant deferral / active EE | $4,480 | $4,783-6.3% | $6,026-25.7% | $3,192+40.4% |
| Admin fee / account holder | $2,277 | $4,927-53.8% | $8,175-72.1% | $4,297-47.0% |