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Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,130 | $165,351-50.9% | $149,710-45.8% | $158,931-49.0% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 13.57% | 348.19%-334.6pp | 276.63%-263.1pp | 302.86%-289.3pp |
| Employer contribution / active EE | $1,894 | $5,103-62.9% | $4,645-59.2% | $4,761-60.2% |
| Participant deferral / active EE | $3,787 | $7,181-47.3% | $6,842-44.7% | $5,982-36.7% |
| Admin fee / account holder | $60 | $10,807-99.4% | $9,309-99.4% | $11,247-99.5% |