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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,878 | $100,970-58.5% | $96,576-56.6% | $137,256-69.5% |
| Participation rate | 87.5% | 82.6%+4.9pp | 81.4%+6.1pp | 80.0%+7.5pp |
| Annual return | 12.09% | 38.16%-26.1pp | 38.47%-26.4pp | 220.34%-208.3pp |
| Employer contribution / active EE | $1,208 | $3,809-68.3% | $3,553-66.0% | $4,156-70.9% |
| Participant deferral / active EE | $2,522 | $8,286-69.6% | $7,956-68.3% | $6,407-60.6% |
| Admin fee / account holder | $11,970 | $11,312+5.8% | $11,381+5.2% | $12,270-2.4% |