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| Provider | Service type | Compensation |
|---|---|---|
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $25,092 |
Service code 27 · EIN 47-1411118 | Advisory (Plan) | $21,290 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,655 | $50,150+9.0% | $149,723-63.5% | $80,169-31.8% |
| Participation rate | 18.6% | 64.3%-45.7pp | 78.8%-60.2pp | 72.9%-54.3pp |
| Annual return | 19.86% | 29.80%-9.9pp | 134.50%-114.6pp | 40.39%-20.5pp |
| Employer contribution / active EE | $109 | $1,868-94.1% | $4,821-97.7% | $2,978-96.3% |
| Participant deferral / active EE | $959 | $3,195-70.0% | $5,682-83.1% | $5,016-80.9% |
| Admin fee / account holder | $89 | $153-41.5% | $13,215-99.3% | $145-38.3% |