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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,227 | $78,428-19.4% | $95,960-34.1% | $79,852-20.8% |
| Participation rate | 55.7% | 73.5%-17.8pp | 77.1%-21.4pp | 69.6%-14.0pp |
| Annual return | 16.61% | 19.37%-2.8pp | 91.63%-75.0pp | 31.72%-15.1pp |
| Employer contribution / active EE | $723 | $1,945-62.8% | $2,541-71.6% | $2,471-70.7% |
| Participant deferral / active EE | $2,486 | $3,440-27.7% | $4,167-40.3% | $3,740-33.5% |
| Admin fee / account holder | $622 | $5,622-88.9% | $6,797-90.8% | $5,306-88.3% |