Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,722 | $81,208-33.8% | $98,920-45.7% | $79,852-32.7% |
| Participation rate | 44.2% | 72.5%-28.3pp | 76.0%-31.8pp | 69.6%-25.5pp |
| Annual return | 15.54% | 60.99%-45.5pp | 196.47%-180.9pp | 31.72%-16.2pp |
| Employer contribution / active EE | $560 | $1,960-71.4% | $2,689-79.2% | $2,471-77.4% |
| Participant deferral / active EE | $1,367 | $3,265-58.1% | $4,245-67.8% | $3,740-63.4% |
| Admin fee / account holder | $3,211 | $6,013-46.6% | $6,643-51.7% | $5,306-39.5% |