Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,877 | $86,332-87.4% | $125,180-91.3% | $65,185-83.3% |
| Participation rate | 62.8% | 75.3%-12.6pp | 79.8%-17.0pp | 70.2%-7.4pp |
| Annual return | 26.80% | 27.43%-0.6pp | 43.79%-17.0pp | 29.38%-2.6pp |
| Employer contribution / active EE | $1,306 | $2,040-36.0% | $3,866-66.2% | $2,177-40.0% |
| Participant deferral / active EE | $2,325 | $3,537-34.3% | $4,937-52.9% | $3,514-33.8% |
| Admin fee / account holder | $53 | $609-91.3% | $9,703-99.5% | $847-93.7% |