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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,882 | $92,219-36.2% | $76,766-23.3% | $135,382-56.5% |
| Participation rate | 54.5% | 79.8%-25.2pp | 77.0%-22.4pp | 82.6%-28.1pp |
| Annual return | -4.97% | 5.46%-10.4pp | 2.43%-7.4pp | 519.77%-524.7pp |
| Employer contribution / active EE | $0 | $3,216-100.0% | $2,485-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $2,496 | $4,508-44.6% | $3,851-35.2% | $5,609-55.5% |
| Admin fee / account holder | $655 | $10,749-93.9% | $6,675-90.2% | $10,829-94.0% |