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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,983 | $88,707-69.6% | $74,184-63.6% | $273,972-90.2% |
| Participation rate | 57.1% | 79.4%-22.3pp | 76.6%-19.5pp | 83.0%-25.9pp |
| Annual return | 6.60% | 11.94%-5.3pp | 17.74%-11.1pp | 41.46%-34.9pp |
| Employer contribution / active EE | $1,170 | $3,159-63.0% | $2,370-50.7% | $4,869-76.0% |
| Participant deferral / active EE | $1,494 | $4,212-64.5% | $3,550-57.9% | $5,287-71.8% |
| Admin fee / account holder | $1,275 | $8,717-85.4% | $5,586-77.2% | $10,133-87.4% |