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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $413,793 | $124,425+232.6% | $112,040+269.3% | $137,256+201.5% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 6.41% | 24.72%-18.3pp | 24.52%-18.1pp | 220.34%-213.9pp |
| Employer contribution / active EE | $5,228 | $3,411+53.2% | $2,954+77.0% | $4,156+25.8% |
| Participant deferral / active EE | $6,768 | $5,718+18.4% | $5,098+32.8% | $6,407+5.6% |
| Admin fee / account holder | $207,151 | $15,207+1262.3% | $12,098+1612.3% | $12,270+1588.3% |