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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,716 | $78,428+64.1% | $95,960+34.1% | $79,852+61.2% |
| Participation rate | 95.2% | 73.5%+21.7pp | 77.1%+18.2pp | 69.6%+25.6pp |
| Annual return | 6.27% | 19.37%-13.1pp | 91.63%-85.4pp | 31.72%-25.4pp |
| Employer contribution / active EE | $2,304 | $1,945+18.4% | $2,541-9.3% | $2,471-6.8% |
| Participant deferral / active EE | $5,522 | $3,440+60.5% | $4,167+32.5% | $3,740+47.6% |
| Admin fee / account holder | $14,663 | $5,622+160.8% | $6,797+115.7% | $5,306+176.3% |