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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,288 | $171,867-60.3% | $149,716-54.4% | $147,585-53.7% |
| Participation rate | 70.8% | 88.2%-17.4pp | 87.1%-16.2pp | 82.8%-12.0pp |
| Annual return | 16.44% | 2113.36%-2096.9pp | 1501.67%-1485.2pp | 578.58%-562.1pp |
| Employer contribution / active EE | $3,574 | $6,275-43.0% | $5,444-34.4% | $4,876-26.7% |
| Participant deferral / active EE | $4,078 | $7,270-43.9% | $6,568-37.9% | $5,439-25.0% |
| Admin fee / account holder | $6,478 | $13,799-53.1% | $11,282-42.6% | $10,886-40.5% |