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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,346 | $153,769-62.7% | $133,975-57.2% | $273,972-79.1% |
| Participation rate | 82.6% | 88.4%-5.8pp | 87.1%-4.5pp | 83.0%-0.4pp |
| Annual return | 10.37% | 36.51%-26.1pp | 29.29%-18.9pp | 41.46%-31.1pp |
| Employer contribution / active EE | $3,090 | $6,029-48.7% | $5,211-40.7% | $4,869-36.5% |
| Participant deferral / active EE | $3,267 | $6,958-53.1% | $6,282-48.0% | $5,287-38.2% |
| Admin fee / account holder | $364 | $11,765-96.9% | $9,324-96.1% | $10,133-96.4% |