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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,581 | $88,707+56.2% | $74,184+86.8% | $273,972-49.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 0.62% | 11.94%-11.3pp | 17.74%-17.1pp | 41.46%-40.8pp |
| Employer contribution / active EE | $2,202 | $3,159-30.3% | $2,370-7.1% | $4,869-54.8% |
| Participant deferral / active EE | $5,576 | $4,212+32.4% | $3,550+57.1% | $5,287+5.5% |
| Admin fee / account holder | $455 | $8,717-94.8% | $5,586-91.9% | $10,133-95.5% |