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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $492,356 | $185,312+165.7% | $161,489+204.9% | $154,746+218.2% |
| Participation rate | 100.0% | 82.5%+17.5pp | 78.7%+21.3pp | 80.7%+19.3pp |
| Annual return | 21.19% | 103.84%-82.7pp | 89.72%-68.5pp | 172.34%-151.2pp |
| Employer contribution / active EE | $5,291 | $4,769+10.9% | $4,268+24.0% | $4,379+20.8% |
| Participant deferral / active EE | $8,964 | $6,350+41.2% | $5,630+59.2% | $6,730+33.2% |
| Admin fee / account holder | $9,403 | $18,654-49.6% | $16,006-41.3% | $14,365-34.5% |