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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $218,373 | $217,432+0.4% | $185,849+17.5% | $167,536+30.3% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 1.12% | 148.42%-147.3pp | 122.10%-121.0pp | 478.82%-477.7pp |
| Employer contribution / active EE | $6,047 | $5,875+2.9% | $5,169+17.0% | $4,839+25.0% |
| Participant deferral / active EE | $6,986 | $6,357+9.9% | $5,569+25.4% | $6,342+10.1% |
| Admin fee / account holder | $3,264 | $19,818-83.5% | $16,244-79.9% | $12,315-73.5% |