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| Provider | Service type | Compensation |
|---|---|---|
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA ADVISORS LLC Service code 27 · EIN 84-0858799 | Advisory (Plan) | $13,984 |
CETERA ADVISOR NETWORKS LLC2 years Filed as: CETERA RETIREMENT PLAN SPECIALISTS Service code 15 · EIN 94-2279761 | Recordkeeping | $10,192 |
Service code 27 · EIN 26-4311657 | Advisory (Plan) | $1,990 |
Filed as: TRANSAMERICA LIFE INSURANCE COMPANY Service code 15 · EIN 39-0989781 | Recordkeeping | $694 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,048 | $51,197-49.1% | $82,719-68.5% | $66,914-61.1% |
| Participation rate | 67.4% | 67.8%-0.4pp | 72.6%-5.1pp | 69.8%-2.4pp |
| Annual return | -18.00% | -9.64%-8.4pp | 701.18%-719.2pp | 1.58%-19.6pp |
| Employer contribution / active EE | $0 | $2,611-100.0% | $3,009-100.0% | $2,544-100.0% |
| Participant deferral / active EE | $1,547 | $3,458-55.3% | $4,395-64.8% | $4,237-63.5% |
| Admin fee / account holder | $134 | $416-67.8% | $5,329-97.5% | $593-77.5% |